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The types of health insurance and life insurance differ according to the type of cover:life, death or disability. The most common are as follows:
• health insurance and life insurance The health insurance and life insurance policy is a savings tool to ensure a serene old age: it consists in investing in an accumulation plan in order to consolidate savings and have them at the set deadline.
• Mixed life policies Mixed life policies are the most complete ever as they protect against both types of events guaranteed by life and death case policies, so both the premature death of the insured person and the case of great longevity. But not only that: they can also cover other events, such as disability, job loss, accidents or illnesses.
• Home mortgage insurance It is a very important policy that guarantees the balance of the mortgage in case of departure of the contractor or other event such as loss of work or incapacity.
• Unit linked and index linked life policies They are mixed insurance and financial instruments: through this type of policy the policyholder goes to invest in funds for a duration equal to his life.
3health insurance and life insurance: to whom it is recommended health insurance and life insurance is particularly recommended - indeed, we dare say it is essential - to those who are the main or even the only source of income intheir family,so as to guarantee a peaceful future and economic support for their loved ones even in the event of extreme events.
Premium Tax Credit
At the same time health insurance and life insurance is very important if you have exposed your family to a majordebt , such as a mortgage, an investment or a loan, because in this case you can get the amount useful to repay the debt even when a serious unforeseen event occurs.
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